OH-Life-Agent-Series-11-44 Q&A - in .pdf

  • OH-Life-Agent-Series-11-44 pdf
  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
  • Updated: Oct 04, 2026
  • Q & A: 107 Questions and Answers
  • Convenient, easy to study.
    Printable Ohio Department of Insurance OH-Life-Agent-Series-11-44 PDF Format. It is an electronic file format regardless of the operating system platform.
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  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
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  • Updated: Oct 04, 2026
  • Q & A: 107 Questions and Answers
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OH-Life-Agent-Series-11-44 Q&A - Testing Engine

  • OH-Life-Agent-Series-11-44 Testing Engine
  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
  • Updated: Oct 04, 2026
  • Q & A: 107 Questions and Answers
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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

SectionWeightObjectives
Life Insurance Product Knowledge- Policy provisions and types
- Modified Endowment Contracts and taxation
- Settlement options and beneficiary provisions
- Section 1035 exchanges and rollover rules
- Cash value, dividends, policy loans and surrenders
Insurance Regulation12%- Temporary licenses
- Licensing requirements
- Assumed business names
- Continuing education requirements
- Reporting convictions and disciplinary actions
- Renewal and nonrenewal
- Resident and nonresident rules
- Change of address and contact information

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

Question #1

An insured has chosen to receive the payout from her husband's life insurance policy so that she will receive
an Income for the next 10 years. At the end of that time, the entire proceeds from the policy will have been
paid out. The insured has selected which option?

  • A. Life income.
  • B. Fixed period.
  • C. Fixed amount.
  • D. Interest only.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

Question #2

Statements by an applicant concerning personal health history, family health history, occupation, and hobbies
are referred to as

  • A. representations.
  • B. personal characteristics.
  • C. depictions.
  • D. certifications.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

Question #3

What is an Insurer's liability when it Is discovered after an Insured dies that the Insured's age on the policy was
misstated?

  • A. The insurer must pay the full amount as stated in the policy, as age is not considered a relevant factor.
  • B. The insurer must pay the full amount of the policy, minus any additional premiums the Insurance
    company would have paid based on the Insured's actual age.
  • C. The insurer is not liable to pay any amount due to the insured's misstatement of age.
  • D. The insurer must pay a prorated amount of the policy based on the amount of insurance the insured's
    premiums would have been if purchased at the correct age.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

Question #4

Who can surrender an annuity during the accumulation period?

  • A. The annuitant.
  • B. The policyowner.
  • C. The company.
  • D. The beneficiary.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

Question #5

A policyowner may choose to have his/her life insurance policy dividends do all of the following EXCEPT

  • A. be paid to the policyowner in cash.
  • B. purchase additional insurance protection.
  • C. accumulate without interest.
  • D. reduce the policy premium.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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