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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which one of the following estates may NOT be insured under a title insurance policy?

A) Leasehold.
B) License.
C) Easement.
D) Life estate.

2. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

A) an unfair insurance practice.
B) a contractual liability.
C) a violation of the grace period provision.
D) a fraudulent insurance act.

3. A manufactured home can be insured if

A) a mortgage has been filed describing the manufactured home.
B) it is on the insured property and has a permanent foundation.
C) the motor vehicle title has been deactivated, it is affixed and assessed as real property.
D) it has a motor vehicle title and is located on the insured property.

4. What is the purpose of probate of an estate?

A) to foreclose a lien
B) to transfer a deceased's debts
C) to avoid inheritance tax
D) to establish heirs

5. A chain of title is best described as

A) an historical record of liens on the property.
B) a series of conveyances of public record.
C) an opinion of title provided by an attorney.
D) a grantor/grantee index.

Solutions: