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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

Question 1

Medicare supplement policies are provided by

A. employers.
B. private insurers.
C. state governments.
D. the federal government.

Question 2

What is the annuity payment option that provides an income for a guaranteed period of time whether or not the annuitant is alive?

A. Refund life
B. Period certain
C. Life income
D. Joint and survivor

Question 3

Which one of the following type of calls is NOT exempt from the Do-Not-Call Registry?

A. calls from charities.
B. telephone surveys.
C. insurance sales calls.
D. calls on behalf of political organizations.

Question 4

Which of the following is a contract that is usually sold by a terminally ill person to an entity that receives death benefits from the policy at the insured's death?

A. Soeculative
B. Pure
C. Physical
D. Legal

Question 5

The commissioner may refuse to issue a license if the applicant

A. provided incorrect information on licensing application
B. Is not a resident of Pennsylvania.
C. is 20-years of age.
D. has allowed an insurance license to lapse.

Solutions: