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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. An individual purchased an annuity with a series of premium payments continuing over a period of twenty years. The purchase payments were made during the:

A) Annuity period
B) Liquidation period
C) Period certain
D) Accumulation period

2. Coverage for the first three pints of blood for Medicare enrollees is:

A) A Medicare Part A benefit
B) A Medicare Part B benefit
C) A Medicare Supplement additional benefit
D) A Medicare Supplement core benefit

3. All of the following are elements of an insurable risk EXCEPT:

A) An ability to measure the loss
B) Accidental loss
C) Speculative risk
D) A large number of similar units

4. An order from the Commissioner MUST include all of the following EXCEPT:

A) The grounds on which it is based
B) The signature of the Governor
C) Its effective date
D) Its purpose

5. All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:

A) Experimental surgery
B) Physical examinations
C) Immunizations for children
D) Well-baby checkups

Solutions: