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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Within a specified number of days, a free-look provision gives the

A) company the right to alter the policy.
B) policyowner the right to return the policy for a partial refund.
C) policyowner the right to return the policy for a full refund.
D) company the right to rescind the policy.

2. Generally, all of the following apply to group life insurance EXCEPT

A) evidence of insurability is not required.
B) individual underwriting is not required.
C) the insured pays a higher rate for the group policy.
D) it is priced according to the risk factors of the group.

3. Employees covered by an employer health plan are issued an insurance

A) covenant.
B) contract.
C) certificate.
D) policy.

4. With the exception of non-payment of premiums, no life insurance policy shall be contestable after it has been in force during the lifetime of the insured for

A) 4 years.
B) 2 years.
C) 5 years.
D) 3 years.

5. Which of the following is a core benefit of Medicare supplemental insurance?

A) First 3 pints of blood each year.
B) Preventive care.
C) Basic drugs limit of $1,250.
D) At-home recovery.

Solutions: